Finding a credit card in 3 simple steps...

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  3. Apply

Damaged Credit

First Option Visa®


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  • Get a REAL Visa® Credit Card
  • Up to $5,000.00 Secured Line of Credit
  • Be Approved Regardless of Credit History or Income*

Whether you have good credit, bad credit or no credit, First Option Visa® Secured credit card is an ideal credit card for anyone to have.

Intro RateIntro PeriodRegular APRBalance TransferCredit Needed
NANA19.5%NoNone/Poor/Good

*See card terms and conditions

Poor Credit

First PREMIER® Bank Platinum Credit Card


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  • Reports to the major Consumer Reporting Agencies
  • Low APR on purchases.
  • Quality Customer Service.
  • All credit types welcome!

Less than Perfect Credit? Then we have the card for you! Accepted where you see the MasterCard logo (subject to available credit). Enjoy a Low APR on purchases. Apply now – don’t wait!

Intro Rate Intro Period Regular APR Balance Transfer Credit Needed
See WebsiteSee WebsiteSee WebsiteSee Website All Credit Types Welcome

FICO scores/credit scores are used to represent a range of creditworthiness. It is only one indicator regarding the type of credit you may be eligible for. Credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.

Good Credit

American DreamCard™ MasterCard®


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  • Earn entries from everyday shopping!*
  • Large Monthly Cash Jackpots!
  • A New Winner Every Month!*
  • American DreamCard™ is issued by HSBC Bank Nevada, N.A.

The American DreamCard™ offers a low introductory rate with a generous credit line. Apply today!

Intro Rate Intro Period Regular APR Balance Transfer Credit Needed
NANA14.99% or 21.99%NA Good/Fair

*See terms and conditions for important rate, fee and other cost information, and limitations.

Fair Credit

Aventium® Credit Card


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  • An attractive fixed APR
  • Reports monthly to the major Consumer Reporting Agencies
  • Access your account by phone any time, day or night

Our application process is safe, secure and will only take a few minutes.

You could get a low fixed APR with a nationally recognized credit card – apply now!

Intro Rate Intro Period Regular APR Balance Transfer Credit Needed
See WebsiteSee WebsiteSee WebsiteSee WebsiteAll Credit Types Welcome

FICO scores/credit scores are used to represent a range of creditworthiness. It is only one indicator regarding the type of credit you may be eligible for. Credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.

New To Credit

Next Millennium Black MasterCard®


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  • No credit check*
  • Approved regardless of credit history
  • Secured credit limit of up to $5000.00
  • Get cash at over 740,000 ATMs
  • Accepted wherever MasterCard® is accepted

When you need credit, Next Millennium is here. Apply Now!

Intro RateIntro PeriodRegular APRBalance TransferCredit Needed
NA*NANA*No No Credit*

*See Card Terms & Conditions