Finding a credit card in 3 simple steps...

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  3. Apply

Poor Credit Credit Cards

Aventium® Credit Card


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  • An attractive fixed APR
  • Reports monthly to the major Consumer Reporting Agencies
  • Access your account by phone any time, day or night

Our application process is safe, secure and will only take a few minutes.

You could get a low fixed APR with a nationally recognized credit card – apply now!

Intro Rate Intro Period Regular APR Balance Transfer Credit Needed
See WebsiteSee WebsiteSee WebsiteSee WebsiteAll Credit Types Welcome

FICO scores/credit scores are used to represent a range of creditworthiness. It is only one indicator regarding the type of credit you may be eligible for. Credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.

Orchard Bank Classic MasterCards


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  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns

If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to build or rebuild credit, you may be interested in the Orchard Bank Classic Cards.

Intro RateIntro PeriodRegular APRBalance TransferCredit Needed
See WebsiteSee Website7.90% - 19.90%Yes Fair to Good

Centennial® Gold Credit Card


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  • Know your application response in 60 seconds
  • Enjoy a low, fixed APR
  • Reports monthly to the major Consumer Reporting Agencies
  • Access your account 24 hours a day by phone

Go for the Gold with a Centennial® Gold Credit Card from First PREMIER® Bank.

Designed with you in mind, the Centennial® Gold Credit Card features a low, fixed APR.

Even if you have been declined by other banks, your application with First PREMIER® Bank is always welcome, so apply today.

Intro RateIntro PeriodRegular APRBalance TransferCredit Needed
See WebsiteSee WebsiteSee WebsiteSee Website All Credit Types Welcome

FICO scores/credit scores are used to represent a range of creditworthiness. It is only one indicator regarding the type of credit you may be eligible for. Credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.