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New-To-Credit Credit Cards

UltraVX Visa®


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  • Credit-On Demand™*: up to $25,000 credit line
  • Instant Approval: no credit check, no minimum income or bank account required
  • Credit Reporting: reports to major credit bureaus
  • Clear Rewards™: American Airlines, Southwest, JetBlue, Marriot, and more…no restrictions!
  • Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide

*Patent Pending

Now anyone can qualify for a credit card with UltraVX Visa®. It's the only card featuring Credit-On-Demand™* which allows you to grow your credit line up to $25,000.

Intro RateIntro PeriodRegular APRBalance TransferCredit Needed
NANA14.9%*No Poor Credit or Better*

*Patent Pending. See Card Terms & Conditions

Next Millennium Black MasterCard®


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  • No credit check*
  • Approved regardless of credit history
  • Secured credit limit of up to $5000.00
  • Get cash at over 740,000 ATMs
  • Accepted wherever MasterCard® is accepted

When you need credit, Next Millennium is here. Apply Now!

Intro RateIntro PeriodRegular APRBalance TransferCredit Needed
NA*NANA*No No Credit*

*See Card Terms & Conditions

First Option MasterCard®


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  • No Credit Check
  • Approved Regardless of Credit History*
  • Credit limits up to $5,000.00
  • Reports to All 3 Bureaus

Whether you have good credit, bad credit or no credit, First Option MasterCard® Secured credit card is an ideal credit card for anyone to have.

Intro RateIntro PeriodRegular APRBalance TransferCredit Needed
NANA19.5%NoNone/Poor/Good

*See card terms and conditions