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Poor Credit

First PREMIER® Bank Platinum Credit Card

  • Reports to the major Consumer Reporting Agencies
  • Low APR on purchases.
  • Quality Customer Service.
  • All credit types welcome!

Less than Perfect Credit? Then we have the card for you! Accepted where you see the MasterCard logo (subject to available credit). Enjoy a Low APR on purchases. Apply now – don’t wait!

Intro Rate Intro Period Regular APR Balance Transfer Credit Needed
See WebsiteSee WebsiteSee WebsiteSee Website All Credit Types Welcome

FICO scores/credit scores are used to represent a range of creditworthiness. It is only one indicator regarding the type of credit you may be eligible for. Credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.

Damaged Credit

RewardsRunner™ Visa® Prepaid Card

  • Bankruptcy, no problem.
  • No credit check.
  • No bank account required.
  • No employment required.
  • No late payment fees.

RewardsRunner™ Visa® Prepaid Card, enjoy the convenience of plastic with no late payment fees. This card can be used wherever Visa debit cards are accepted. Your funds on the card are safer than cash. You will also be eligible to earn cash back rewards with your free membership to RewardsRunner.com™.

Intro RateIntro PeriodRegular APRBalance TransferCredit Needed
NA NA NA No All Credit Types Welcome

New To Credit

Next Millennium Black MasterCard®

  • No credit check*
  • Approved regardless of credit history
  • Secured credit limit of up to $5000.00
  • Get cash at over 740,000 ATMs
  • Accepted wherever MasterCard® is accepted

When you need credit, Next Millennium is here. Apply Now!

Intro RateIntro PeriodRegular APRBalance TransferCredit Needed
NA*NANA*No No Credit*

*See Card Terms & Conditions

Fair Credit

First PREMIER® Bank Gold Credit Card

  • Low fixed APR
  • Your account history reports monthly to the major Consumer Reporting Agencies
  • Convenient account access by phone available 24/7

Now you can enjoy a PREMIER opportunity with a Gold Credit Card from First PREMIER® Bank.

If you’re having trouble getting a credit card, First PREMIER® Bank may be able to help you.

Your Gold Credit Card could be just a click away.

Intro Rate Intro Period Regular APR Balance Transfer Credit Needed
See WebsiteSee WebsiteSee WebsiteSee WebsiteAll Credit Types Welcome

FICO scores/credit scores are used to represent a range of creditworthiness. It is only one indicator regarding the type of credit you may be eligible for. Credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.

Good Credit

Orchard Bank Classic MasterCards

  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns

If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to build or rebuild credit, you may be interested in the Orchard Bank Classic Cards.

Intro RateIntro PeriodRegular APRBalance TransferCredit Needed
See WebsiteSee Website7.90% - 19.90%Yes Fair to Good